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The Center is working with the cities of Raton and Trinidad to host resource information for our small business communities.  Below is a collection of links to financial supports and other resources at the Federal, State and local levels.

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For other resources, including some corporate efforts to help small business and tips on how to survive this mess, we are posting everything of potential value at the bottom of this page.  Click Here to see this list.

If you find a resource not on this list, or have some feedback to share with others on a resource, please email us at


Federal Resources

With the stimulus bill, some relief is being funneled through the IRS.  Here is their web page with corona virus info:

Here is a link to a fact sheet on the "Families First" payroll tax relief:

Note there are some new tax relief provisions in the recent legislation.  These are very incomplete descriptions, but enough to show that we should all be calling our accountants!

- Building improvement costs can be immediately written off, rather than depreciating over 39 years.

- Net operating losses can be taken off of prior year's income.

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The SBA has various loan programs to consider plus the Paycheck Protection Program (PPP).  The PPP is a great option because you won't have to repay the funds if you meet their requirements.  75% needs to be for payroll, which can include business owner pay. Other expenses such as utilities can be paid with this money.


The Economic Injury Disaster Loans for businesses (3.75%) and non-profits (2.75%) is one loan option.  The application is online. There is an advanced payment feature of up to $10k that can be given as a grant.  There is are some fine points to this application, but dig in soon to get these funds before the money is exhausted.


SBA Express Bridge Loans are for under $25k and have "expedited" processing. Info on both loan programs here:


Here is a good Powerpoint presentation that has details about their programs:

And another, shorter summary:

State of Colorado Resources

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The State of Colorado Office of Economic Development and International Trade hosts extensive info and may be the best place to track updates on Federal Relief that gets directed to Colorado.

Gov. Polis has established the Governor’s Emergency Council for Economic Stabilization and Growth with subcommittees targeting key economic sectors.  Check OEDIT website for updates from this Council.


The Colorado SBDC website has a collection of links to resources and is a great place to go for the latest information for Federal and State updates.

Colorado Creative Industries has information tailored to those working in the creative economy, with many links to national organizations so even if you are a creative entrepreneur located in NM you should check out this site.

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State of New Mexico Resources

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The New Mexico Economic Development Department is adjusting their business-loan guarantee programs in order to make capital more available to business owners whose operations are severely impacted by the COVID-19 health emergency. Thier page will be updated as they find more aide programs.

Small Business Loans: The New Mexico Small Business Investment Corporation (NMSBIC) has committed up to $25 million to its lending partners to assist New Mexico businesses that have been impacted by market disruption related to the Coronavirus (COVID-19) crisis.


The New Mexico SBDC site has a host of links to Federal and State websites.  They have some links to business supports aimed at helping businesses navigate this difficult time.

Local Resources

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UPDATE April 15:

In response to the COVID19 crisis, The City of Raton has created a Emergency Micro Loan Program for local businesses. This program is aiming to help our small businesses who may need help with urgent expenses. Please review the Micro Loan Program Fact Sheet in its entirety. Questions regarding the application process may be directed to Jessica Barfield - or by calling City Hall at 575-445-2219. 


Applications will be accepted through April 30th and funded on a first-come, first-serve basis. 


Below are links to the forms and information:

Microloan Factsheet

Microloan Application

Microloan Worksheet


The City of Trinidad has just announced a local financial relief program utilizing marijuana tax revenues in support of local residents and businesses.

Go to to get all the details and find the application.  Don't delay!

Other Resources and Ideas

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Main Street America has assembled a very thorough list of resources, including info on a Facebook grant and other corporate efforts to support small business.  This site is definitely worth a visit!


Need an easy website to set up to help online sales?  Check out this site.  It is being touted in various places as a great way to get a website up quickly.  We can't vouch for how well it works, but it seems to have good reviews.


The Craft Emergency Relief Fund has a fund to assist craft artists. To be eligible you must be facing an emergency directly related to COVID, either having contracted COVID or perhaps having a family member that contracted COVID with a resulting impact on your work.

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PEN America has an emergency fund for writers.

Website with consolidated info on resources, funds, etc. for freelance artists.

Small livestock and poultry farmers, here is a mini-grant:

$5,000 grants to artists facing dire financial emergencies due to COVID-19

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